Equipment & Machinery Loans
Financing for new and used Equipment, Machinery, Vehicles, Furniture, Fixtures, Computers, Software and more is available through Texas SBA, Inc.

Payment Plan Options Available
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  1. Capital Lease (Lease Purchase):
    This program allows you to buy the equipment at the end of your lease term for a nominal fee. For companies that intend to keep the equipment after the lease expires, this is the best option! Many view this program as building "equity" in the equipment allowing one to sell, trade, or upgrade it for the latest technology.

  2. Operating Lease (Fair Market Value Buy-Out):
    This feature allows you to buy the equipment at the end of the lease for its then fair market value, continue the lease, or return the equipment. The payment is lower than the Lease Purchase option, but carries a final payment in order to take receivership.

  3. Deferred Payment Lease:
    Deferred payment leases allows Texas SBA, Inc. members to take delivery of the equipment and defer regular lease payments for six months! Companies in need of equipment immediately, but have no capital for their payment should consider this option.

  4. Seasonal Payment Lease:
    Companies operating in a seasonal capacity may make double-payments during their revenue producing cycles.

  5. Step up / Step Down Lease:
    This program provides a flexible payment range that may be lower one month and higher the next depending upon your company's cash flow.
Apply Now: 5 Minute On-line Loan Application
Typical Leases
  • Irrigation Systems
  • Livestock Equip.
  • Cars & Trucks
  • Computers, Servers, Routers
  • Workstations
  • Bulldozers
  • Cranes
  • Tractors
  • Excavators
  • Surveying Equip.
  • Lighting
  • Bulldozers
  • Generators
  • Conveyors
  • Storage Units
  • Material Handling
  • Packaging Equip.
  • Production Equip.
  • Testing Machines
  • Welding Equip.
  • Copiers
  • Office Furniture
  • Restaurant Furniture
  • Printing Presses
  • Bar Equip.
  • Glo-Lite Signs
  • Point-of-Sale
  • CRM Software
  • E-commerce Software
  • Inventory Mgmt.
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Recent changes in IRS tax law allows businesses to immediately deduct up to $105,000 when leasing equipment. Subsequently, all businesses can claim deductions this quarter helping create cash flow, lower tax liabilities, and the preservation of their precious debt-to-income ratio! Furthermore, leasing is the only method of financing equipment which requires no down payment, smaller monthly payments, and protects your company from using obsolete equipment! Apply Now: 5 Minute On-line Loan Application